Jọdá
How it worksFor coordinators
Log inCreate a circle
Jọdá

Save with people, not alone.

Built for the people who already sit in the circle.

Jọdá does not hold your circle’s money. It keeps the sheet, the dues, and the order.

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How it worksFor coordinatorsCreate a circleLog inTerms of usePrivacy

How it works

You already know ajo. This is the sheet, on a phone.

Four screens from the product. If you collect today with a group chat and a notebook, this is what changes — not the savings itself.

Coordinator, members, next to pack.

  1. 01

    Start with a plan — or a circle

    Save on your own first if you want. When you are ready, turn that rhythm into a circle and invite people in.

    Portrait of a woman representing a circle coordinator
    Personal rent buffer plan in Jọdá, showing ₦40,000 saved toward ₦240,000.

  2. 02

    Send one invite, not a form in the chat

    Share a link on WhatsApp. People join with their seat and payout account. You stop collecting details in the broadcast.

    Portrait of a man in a kufi representing a circle member
    Invite screen for Ikorodu Circle, ₦10,000 weekly, Iyaalajo only can invite.

  3. 03

    Run the week on the sheet

    Each cycle shows who has paid, how much is in, and who still owes. The count is public: 10 of 18 have paid.

    Portrait of a woman in a hijab representing a member who has paid
    Collection sheet for Ikorodu Circle week 5: 10 of 18 paid, ₦90,000 in, 8 owing.

  4. 04

    Open the app and see what you owe

    Home is a due queue — personal plans and circle contributions — not a gallery of things you already paid.

    Portrait of a woman representing the next person to pack
    Jọdá home screen with an overdue ₦15,000 shop restock due and quick actions to pay, invite, and chat.
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